Educational Research

Top 20 NSE Companies

A simple, complete analysis of the largest companies listed on the Nairobi Securities Exchange. Data sourced from public filings and financial databases.


NSE Market Snapshot

KSh 3.53T
Total Market Cap
65
Listed Companies
+67%
SCOM 52-Week Return

The NSE experienced a historic bull run in 2025, with market capitalization surging past KSh 3 trillion for the first time. Key drivers included CBK interest rate cuts (from 11.25% to 9.00%), a surge in retail investor participation via Ziidi Trader on M-PESA, and strong corporate earnings.

Safaricom PLC
NSE: SCOM
Telecom

East Africa's largest telco and operator of M-PESA, the world's most successful mobile money platform. Provides voice, data, SMS, and fintech services across Kenya and Ethiopia.

Price
KES 30.25
Market Cap
KSh 1.14T
P/E Ratio
16.38
Div Yield
4.26%
ROE
16.35%
52W Change
+67%

Strengths

  • Dominates NSE (~1/3 of total market value)
  • M-PESA is an unassailable competitive moat
  • Expanding into Ethiopia market
  • Revenue grew 11.35% to KSh 385B

Risks

  • Regulatory risk and potential market disruption
  • Ethiopia operations still early stage
  • High valuation relative to NSE peers
  • Vodacom expanding stake ($2.1B deal)

US Counterpart Comparison

MetricSafaricom (NSE)T-Mobile US (NASDAQ)
Market CapKSh 1.14T (~$8.8B)~$270B
P/E Ratio16.38~25
Div Yield4.26%~1.6%
Revenue Growth+11.35%~3%
ROE16.35%~18%

Safaricom's M-PESA fintech moat has no true US equivalent. T-Mobile is the closest telco peer by growth profile.

East African Breweries
NSE: EABL
Consumer Goods

East Africa's leading branded alcohol beverage company. Manufactures Tusker, Guinness, and Johnnie Walker across Kenya (65% of revenue), Uganda, and Tanzania.

Price
KES 254.25
Market Cap
KSh 196.7B
P/E Ratio
~10.5
Div Yield
3.69%
Beta
1.15
Profit Growth
+37.6%

Strengths

  • Dominant market position in EA beverages
  • Strong brand portfolio (Tusker, Guinness)
  • Profit growth of 37.6% in H1 FY2026
  • Financing costs fell 36.8%

Risks

  • Asahi Group acquiring 65% stake from Diageo
  • High excise taxes on alcohol
  • Competition from illicit alcohol
  • Currency risk from regional operations

US Counterpart Comparison

MetricEABL (NSE)Constellation Brands (NYSE)
Market CapKSh 196.7B (~$1.5B)~$33B
P/E Ratio~10.5~30
Div Yield3.69%~2.1%
Profit Growth+37.6%~5%
Regional DominanceEast Africa #1US beer imports #1

EABL dominates EA beverages like Constellation dominates US beer imports. EABL trades at a far lower P/E with higher growth.

KCB Group PLC
NSE: KCB
Banking

Kenya's oldest bank (founded 1896) and one of the largest financial groups in East Africa, operating across Kenya, Tanzania, South Sudan, Rwanda, Uganda, Burundi, DRC, and Ethiopia.

Price
KES 78.25
Market Cap
KSh 192B
P/E Ratio
2.15
Div Yield
5.11%
ROE
18%
52W Change
+82.7%

Strengths

  • Largest bank by assets in East Africa
  • 7-country regional footprint
  • Ethiopian subsidiary growing 22% revenue
  • Low payout ratio leaves room for dividend growth

Risks

  • Exposure to politically unstable markets (South Sudan, DRC)
  • NPL management challenges
  • Interest rate compression
  • Regional currency depreciation

US Counterpart Comparison

MetricKCB Group (NSE)JPMorgan Chase (NYSE)
Market CapKSh 192B (~$1.5B)~$680B
P/E Ratio2.15~12
Div Yield5.11%~2.1%
ROE18%~15%
Regional Reach7 African countries60+ countries

KCB is EA's largest bank by assets, comparable to JPM's US dominance. KCB trades at a fraction of JPM's P/E with a higher dividend yield.

Equity Group Holdings
NSE: EQTY
Banking

A leading pan-African financial services group providing banking, insurance, and investment services across 6 countries. Founded in 1984, one of Africa's largest banks by customer base.

Price
KES 74.00
Market Cap
KSh 183.4B
P/E Ratio
4.7
Div Yield
5.70%
Beta
1.08
Revenue Growth
+19.7%

Strengths

  • 2nd most valuable stock on the NSE
  • Revenue grew 19.72% to KSh 161B
  • Strong digital banking (Equity BCDC in DRC)
  • All-time high KES 80 reached Feb 2026

Risks

  • Exposure to volatile DRC and South Sudan
  • Rising fintech competition
  • Currency translation losses
  • Multi-jurisdiction regulatory complexity

US Counterpart Comparison

MetricEquity Group (NSE)Bank of America (NYSE)
Market CapKSh 183.4B (~$1.4B)~$340B
P/E Ratio4.7~13
Div Yield5.70%~2.4%
Revenue Growth+19.7%~5%
Customer Base~17M across 6 countries~68M US households

Equity's pan-African growth story mirrors BofA's US scale ambitions. Equity's revenue growth far outpaces its US peer.

Co-operative Bank of Kenya
NSE: COOP
Banking

Provides corporate and retail banking, investment, and asset management in Kenya and South Sudan. Uniquely positioned through deep ties to Kenya's cooperative movement (SACCOs, farmer cooperatives).

Price
KES 30.00
Market Cap
KSh 175.1B
P/E Ratio
4.42
Div Yield
7.71%
ROE
18.73%
52W Change
+77.5%

Strengths

  • Unique niche in cooperative sector
  • Very low beta (0.32) — defensive stock
  • EPS growth of 16.2% annually
  • Strong dividend yield of 7.71%

Risks

  • Limited geographic diversification (mainly Kenya)
  • Agricultural sector volatility affects cooperatives
  • Interest rate compression
  • High dividend yield requires sustained earnings

US Counterpart Comparison

MetricCo-op Bank (NSE)CoBank (US Co-op Lender)
Market CapKSh 175.1B (~$1.4B)Private (member-owned)
P/E Ratio4.42N/A
Div Yield7.71%N/A (patronage dividends)
Beta0.32 (very defensive)N/A
NicheSACCOs & cooperativesRural agricultural co-ops

Co-op Bank's cooperative focus is unique globally. The closest US equivalent is CoBank, but it's not publicly traded. Co-op Bank's low beta makes it one of NSE's most defensive holdings.

Absa Bank Kenya
NSE: ABSA
Banking

Formerly Barclays Bank of Kenya, now part of Absa Group (JSE-listed). Provides corporate banking (65.6% of income) and retail banking (34.4%) through 83 branches in Kenya.

Price
KES 32.00
Market Cap
KSh 155.9B
P/E Ratio
5.12
Div Yield
5.93%
ROE
26.97%
52W Change
+45.6%

Strengths

  • Highest ROE among NSE banks (26.97%)
  • Backed by Absa Group (pan-African)
  • Very low beta (0.28) — market-neutral
  • Strong profitability (KSh 21.85B profit)

Risks

  • Heavy corporate banking concentration
  • Kenya-only operations
  • Parent company strategic decisions
  • Interest rate pressure

US Counterpart Comparison

MetricAbsa Kenya (NSE)Citigroup (NYSE)
Market CapKSh 155.9B (~$1.2B)~$135B
P/E Ratio5.12~11
Div Yield5.93%~3.2%
ROE26.97%~8%
Corporate Focus65.6% corporate banking~60% institutional

Both are corporate-heavy banks backed by global parents. Absa Kenya's ROE of 27% dramatically outperforms Citi's ~8%.

NCBA Group
NSE: NCBA
Banking

Formed by the 2019 merger of NIC Group and Commercial Bank of Africa. Africa's largest banking group by customer numbers (50M+). Partner behind M-Shwari and Fuliza (M-PESA lending products).

Price
KES 88.00
Market Cap
KSh ~150B
P/E Ratio
6.00
Div Yield
6.53%
ROE
21.03%
52W Change
+91.5%

Strengths

  • 50M+ customers (largest in Africa)
  • Digital banking pioneer (M-Shwari, Fuliza)
  • Earnings grew 26.6%/year over 5 years
  • 3rd-largest bank by assets in Kenya

Risks

  • Nedbank reportedly pursuing 66% stake
  • Digital lending default risk
  • Competition intensifying
  • NIC-CBA integration ongoing

US Counterpart Comparison

MetricNCBA Group (NSE)SoFi Technologies (NASDAQ)
Market CapKSh ~150B (~$1.2B)~$15B
P/E Ratio6.00~45
Div Yield6.53%None
Customers50M+ (Africa's largest)~10M
Digital FocusM-Shwari, FulizaApp-first lending

NCBA pioneered digital mobile lending in Africa via M-Shwari/Fuliza, similar to SoFi's app-first model in the US. NCBA is profitable with dividends; SoFi is still proving profitability.

Standard Chartered Kenya
NSE: SCBK
Banking

Subsidiary of Standard Chartered PLC (UK), providing corporate, institutional, and retail banking, trade finance, and wealth management services in Kenya.

Price
KES 350.50
Market Cap
KSh 127.4B
P/E Ratio
6.49
Div Yield
14.84%
ROE
27.55%
Dividend
KES 45/share

Strengths

  • Highest dividend yield on NSE (~14.84%)
  • Backed by global parent company
  • Strong ROE (27.55%)
  • Revenue grew 28.85% in 2024

Risks

  • Payout ratio of 96% is unsustainable long-term
  • Q1 2025 profits fell 13%
  • Limited branch network vs local competitors
  • Parent's strategic priorities may diverge

US Counterpart Comparison

MetricStanChart Kenya (NSE)Goldman Sachs (NYSE)
Market CapKSh 127.4B (~$1B)~$175B
P/E Ratio6.49~15
Div Yield14.84%~2.2%
ROE27.55%~12%
FocusTrade finance & wealthInvestment banking & wealth

Both are premium-brand institutions focused on corporate/wealth clients. StanChart Kenya's 14.84% dividend yield dwarfs any major US bank.

Stanbic Holdings
NSE: SBIC
Banking

Subsidiary of Standard Bank Group (South Africa's largest bank), providing corporate/investment banking, personal/business banking, and wealth management in Kenya.

Price
KES 257
Market Cap
KSh 101B
P/E Ratio
~6.5
Div Yield
8.9%
ROE
18%
Dividend
KES 22.35/share

Strengths

  • Backed by Africa's largest bank
  • Record dividend of KES 22.35/share
  • Total assets surged 18.9% to KSh 541B
  • Credit impairment charges fell 47.5%

Risks

  • FY2025 profit flat at KSh 13.72B
  • Total operating income declined 3.1%
  • ROE slipped below 23-25% target
  • 2027 election risk flagged by management

US Counterpart Comparison

MetricStanbic Holdings (NSE)Morgan Stanley (NYSE)
Market CapKSh 101B (~$780M)~$195B
P/E Ratio~6.5~16
Div Yield8.9%~3.4%
ROE18%~13%
ParentStandard Bank (SA)Independent

Both focus on corporate/investment banking and wealth management. Stanbic's record KES 22.35 dividend outperforms on yield.

I&M Group PLC
NSE: IMH
Banking

Diversified financial services conglomerate with banks, insurance, and investment advisory businesses operating in Kenya (72%), Rwanda, Tanzania, and Uganda.

Price
KES 50.00
Market Cap
KSh 81.2B
P/E Ratio
4.72
Div Yield
6.52%
ROE
18%
Revenue Growth
+21.4%

Strengths

  • Diversified across banking, insurance, and investments
  • Revenue grew 21.40% in 2024
  • Strong net cash position (KSh 41.56B)
  • All-time high KES 50.75 reached Feb 2026

Risks

  • Smaller scale vs top-tier banks
  • Limited retail brand recognition
  • East Africa geographic concentration
  • Low beta (0.31) — limited upside in rallies

US Counterpart Comparison

MetricI&M Group (NSE)Regions Financial (NYSE)
Market CapKSh 81.2B (~$630M)~$20B
P/E Ratio4.72~11
Div Yield6.52%~4.5%
Revenue Growth+21.4%~3%
DiversificationBanking + insurance + investmentsBanking + wealth

Both are mid-tier diversified financial groups serving regional markets. I&M's multi-country EA presence mirrors Regions' multi-state US footprint.

KenGen
NSE: KEGN
Energy

Kenya's leading power generator, operating geothermal, hydro, wind, and thermal plants with 1,786 MW installed capacity, generating 60-75% of the nation's electricity.

Price
KES 9.38
Market Cap
KSh 63.3B
P/E Ratio
9.32
Div Yield
9.68%
Capacity
1,786 MW
52W Change
+131.9%

Strengths

  • Near-monopoly in Kenya power generation
  • Dominant in geothermal energy
  • High dividend yield (~9.68%)
  • Expanding into steam sales and Ethiopia

Risks

  • Government-set tariffs limit pricing power
  • Weather-dependent hydro generation
  • High capital expenditure needs
  • Payment delays from KPLC

US Counterpart Comparison

MetricKenGen (NSE)NextEra Energy (NYSE)
Market CapKSh 63.3B (~$490M)~$155B
P/E Ratio9.32~22
Div Yield9.68%~2.8%
Capacity1,786 MW (geothermal-heavy)~72,000 MW (solar/wind)
Clean Energy %~85% renewable~70% renewable

Both are renewable energy leaders in their markets. KenGen's geothermal dominance in Kenya mirrors NextEra's wind/solar dominance in the US, but at a 9.68% yield vs 2.8%.

BAT Kenya
NSE: BAT
Consumer Goods

Manufactures and sells tobacco products and tobacco-free oral nicotine pouches. Listed on NSE since 1969, employing over 80,000 Kenyans directly and indirectly.

Price
KES 555
Market Cap
KSh 56.3B
P/E Ratio
9.38
Div Yield
~11%
ROE
36.50%
Beta
0.05

Strengths

  • Extremely high dividend yield (~11%)
  • Near-zero beta — market-neutral
  • Exceptional ROE (36.50%) and ROIC (39.80%)
  • Strong free cash flow (KSh 7.94B)

Risks

  • Secular decline in global tobacco consumption
  • Revenue down 9.81% in 2025
  • Heavy regulation and taxation
  • ESG concerns limiting institutional interest

US Counterpart Comparison

MetricBAT Kenya (NSE)Altria Group (NYSE)
Market CapKSh 56.3B (~$435M)~$90B
P/E Ratio9.38~10
Div Yield~11%~7.3%
ROE36.50%~45%
Beta0.050.6

Both are mature tobacco companies transitioning to alternatives. BAT Kenya's near-zero beta (0.05) makes it the most market-neutral stock on the NSE, even more defensive than Altria.

Diamond Trust Bank
NSE: DTK
Banking

Banking and related services in Kenya, Tanzania, Uganda, and Burundi. Offers current/savings accounts, mortgages, trade finance, and cards. Founded in 1946 by the Aga Khan.

Price
KES 157
Market Cap
KSh 43.9B
P/E Ratio
~3.7
Div Yield
10.14%
Payout Ratio
25.61%
52W Change
+95%

Strengths

  • Deep value (P/E 3.7x vs market 7.2x)
  • High dividend yield (~10%)
  • Low payout ratio (room for dividend growth)
  • 4-country diversification

Risks

  • Low trading liquidity
  • Concentrated ownership (Aga Khan Fund)
  • Smaller scale vs major banks
  • Limited digital banking innovation

US Counterpart Comparison

MetricDTB Kenya (NSE)Cullen/Frost Bankers (NYSE)
Market CapKSh 43.9B (~$340M)~$8B
P/E Ratio~3.7~13
Div Yield10.14%~3.2%
Payout Ratio25.61%~40%
OwnershipAga Khan Fund (concentrated)Widely held

Both are conservative, family/trust-backed regional banks. DTB trades at extreme deep value (P/E 3.7) with a 10% yield and low payout ratio — room for dividend growth.

Kenya Power & Lighting
NSE: KPLC
Utilities

The sole electricity transmission, distribution, and retail company in Kenya. Owns and operates the national electricity grid serving millions of households and businesses.

Price
KES 17.05
Market Cap
KSh 35.5B
P/E Ratio
1.45
Div Yield
6.51%
ROE
24.88%
52W Change
+173.3%

Strengths

  • Monopoly on electricity distribution in Kenya
  • Stock up 173% in past year
  • Deep value (EPS KES 12.54 vs price KES 17)
  • 8th most traded stock on NSE

Risks

  • Massive debt burden (KSh 88.29B)
  • Revenue declined 5.12%
  • Government-controlled tariffs
  • Unstable dividend track record

US Counterpart Comparison

MetricKenya Power (NSE)Pacific Gas & Electric (NYSE)
Market CapKSh 35.5B (~$275M)~$40B
P/E Ratio1.45~15
Div Yield6.51%~0.3%
DebtKSh 88.29B (heavy)~$50B (heavy)
RoleKenya's sole distributorCalifornia's main utility

Both are monopoly utility distributors struggling with debt and government oversight. KPLC's P/E of 1.45 is extraordinary deep value, though debt risk is real — similar to PG&E's history.

Kenya Airways
NSE: KQ
Aviation

Kenya's national flag carrier, operating domestic and international flights to 56 destinations across Africa, the Middle East, Asia, and Europe.

Price
KES 5.56
Market Cap
KSh 32.5B
P/E Ratio
N/A (loss)
Dividend
None
Destinations
56
YTD 2026
+53%

Strengths

  • Flag carrier status and government backing
  • Up 53% YTD in 2026
  • 5th most traded stock on NSE
  • 56 destinations, strong African network

Risks

  • Loss-making (KSh 12.15B net loss recent half-year)
  • No dividends paid
  • Stock collapsed from ATH of KES 571 (2006) to ~KES 5
  • Competition from Ethiopian Airlines

US Counterpart Comparison

MetricKenya Airways (NSE)American Airlines (NASDAQ)
Market CapKSh 32.5B (~$250M)~$9B
P/E RatioN/A (loss-making)~8
DividendNone~$0.40/share
Stock from ATH-99% (from KES 571)-70% (from $60 pre-2020)
StatusGovernment-backed flag carrierPost-bankruptcy turnaround

Both carriers have struggled with heavy losses and share price collapse. AA emerged from bankruptcy; KQ's nationalization debate continues. Speculative plays in both markets.

Britam Holdings
NSE: BRIT
Insurance

Diversified financial services group providing life/general insurance, asset management, and property development across 7 African countries.

Price
KES 11.90
Market Cap
KSh 30B
P/E Ratio
4.7
Dividend
None
Total Assets
KSh 225B
Earnings Growth
+53.7%

Strengths

  • Diversified across insurance, asset management, property
  • 2024 earnings grew 53.73%
  • Earnings forecast to grow 22% annually
  • Operations in 7 African countries

Risks

  • No dividends in recent years
  • Claims volatility in insurance
  • Complex multi-segment structure
  • Competitive insurance market

US Counterpart Comparison

MetricBritam Holdings (NSE)Aflac (NYSE)
Market CapKSh 30B (~$230M)~$60B
P/E Ratio4.7~11
DividendNone~2.0%
Total AssetsKSh 225B~$144B
DiversificationInsurance + asset mgmt + propertyInsurance + investments

Both are diversified insurance groups with asset management arms. Britam's 53.7% earnings growth and low P/E suggest turnaround potential, though no dividends yet.

Jubilee Holdings
NSE: JUB
Insurance

East Africa's leading insurance holding company (No.1 health insurer, No.2 life insurer), operating across Kenya, Uganda, Tanzania, Burundi, and Mauritius. Founded in 1937.

Price
KES 384
Market Cap
KSh 27.5B
P/E Ratio
~5.6
Div Yield
4.8%
Payout Ratio
20.41%
Revenue Growth
+41.3%

Strengths

  • Market leader in EA health insurance
  • Revenue grew 41.28% in 2024
  • Very low payout ratio (20.4%)
  • Market cap up 89.38% in one year

Risks

  • Low trading liquidity
  • Regulatory changes in insurance sector
  • Claims volatility
  • Competition from digital-first insurers

US Counterpart Comparison

MetricJubilee Holdings (NSE)UnitedHealth Group (NYSE)
Market CapKSh 27.5B (~$210M)~$440B
P/E Ratio~5.6~30
Div Yield4.8%~1.6%
Revenue Growth+41.3%~10%
PositionEA #1 health insurerUS #1 health insurer

Both dominate health insurance in their respective markets. Jubilee's 41% revenue growth and 5.6x P/E represent remarkable value vs UnitedHealth's 30x.

TotalEnergies Marketing Kenya
NSE: TOTL
Energy

Markets, distributes, and sells petroleum products and energy solutions through a nationwide network of service stations and fuel depots across Kenya.

Price
KES 41.90
Market Cap
KSh 25.5B
P/E Ratio
15.43
Div Yield
4.85%
Payout Ratio
81.26%
52W Change
+85.6%

Strengths

  • Backed by global TotalEnergies SE
  • Stock up 85.55% past year
  • Expanding EV charging (21 sites)
  • Strong brand and nationwide presence

Risks

  • Revenue down 5% in 2024
  • Net profit down 51%
  • Fossil fuel transition risk
  • Government price controls on fuel

US Counterpart Comparison

MetricTotalEnergies Kenya (NSE)Valero Energy (NYSE)
Market CapKSh 25.5B (~$200M)~$42B
P/E Ratio15.43~12
Div Yield4.85%~3.5%
52W Return+85.6%~-10%
EV Transition21 charging sitesRenewable diesel leader

Both are downstream energy companies navigating the clean energy transition. TotalEnergies Kenya is expanding EV charging while Valero focuses on renewable diesel.

Kenya Re-Insurance
NSE: KNRE
Insurance

Underwrites all classes of reinsurance (accident, engineering, motor, fire, aviation, life) across Africa, Middle East, and Asia. One of Africa's largest reinsurers.

Price
KES 3.68
Market Cap
KSh 21.3B
Div Yield
3.94%
Dividend
KES 0.15/share
Trading Rank
3rd most traded
52W Change
+95.9%

Strengths

  • Leading African reinsurer
  • 3rd most traded stock on NSE
  • Up 95.92% past year
  • Broad geographic diversification

Risks

  • Net profit declined in 2024
  • Revenue down 4.39%
  • Low per-share price attracts speculation
  • Catastrophe and climate risk exposure

US Counterpart Comparison

MetricKenya Re (NSE)RenaissanceRe (NYSE)
Market CapKSh 21.3B (~$165M)~$14B
Div Yield3.94%~0.7%
52W Return+95.9%~+25%
Trading Rank3rd most traded on NSEMid-cap specialty
CoverageAfrica, Middle East, AsiaGlobal catastrophe reinsurance

Both are specialty reinsurers, but Kenya Re is Africa-focused while RenRe handles global catastrophe risk. Kenya Re's low share price makes it popular with retail traders.

CIC Insurance Group
NSE: CIC
Insurance

Provides general and life insurance products across Kenya, Uganda, South Sudan, and Malawi. Part of the CIC Group, which also includes asset management and operates through the cooperative movement.

Price
KES 5.32
Market Cap
KSh 14.1B
P/E Ratio
5.7
Dividend
Resumed
Earnings Growth
+81.3%
Countries
4

Strengths

  • Earnings grew 81.34% in 2024
  • Strong ties to cooperative movement (like Co-op Bank)
  • General + life insurance diversification
  • Expanding in Uganda, South Sudan, Malawi

Risks

  • Low per-share price attracts speculation
  • Competitive insurance market in Kenya
  • Claims volatility
  • Underperformed insurance sector historically

US Counterpart Comparison

MetricCIC Insurance (NSE)Lemonade Inc (NYSE)
Market CapKSh 14.1B (~$110M)~$1.5B
P/E Ratio5.7N/A (loss-making)
Earnings Growth+81.3%Improving losses
NicheCooperative-linked insuranceTech-first insurance
ProfitabilityProfitableNot yet profitable

CIC serves Kenya's cooperative sector, while Lemonade disrupts US insurance with AI. CIC is profitable with 81% earnings growth; Lemonade is still burning cash at a much higher valuation.

About the US Comparisons

The US counterpart comparisons are provided for educational context only. These are simplified, illustrative pairings based on sector, business model, or market position — not exact equivalents. NSE and NYSE/NASDAQ companies operate in fundamentally different markets, regulatory environments, currencies, and risk profiles. These comparisons are the personal opinion of the author and should not be used as the basis for investment decisions.

Important Disclaimer

This research is for educational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell securities. Stock prices, financial data, and market conditions change constantly. All information was compiled from publicly available sources as cited. Always verify with real-time data and consult a licensed financial advisor before making investment decisions. Past performance does not guarantee future results. Investing in securities involves risk, including the possible loss of principal.